Home ownership has more benefits than you may realize! Understand how much positive impact home ownership can add to your life with the Brivity “Value of Homeownership” calculator. Dip deep into the details from what your mortgage payment would be, what down payment do you need and what extra costs you will want to factor into the equation. You can even see the breakdown of the amortization schedule. Essentially, how much is going to principal vs. interest each month and how different payment strategies can help you pay down your mortgage quicker.